Insurers use the word “accident” to describe an event that occurs inadvertently and is unexpected or unforeseen. Random means may include acts that caused damage or damage, but were themselves random. Both the injury and the event must be considered accidents in order for a claim to be covered. Accident means are a precise definition of “accident” and stricter than the simple definition of an accident as an unforeseen event. Insurance policies for assault or death often include a provision that death or injury must be caused by external, violent and random means. The injured means take into account both the cause and effect of the event and the outcome of the event. Additional damages for mental injuries without bodily harm are less clearly covered, as the insurance policy generally states that they are only the catchers. For example, starting in 2001, as part of general responsibility, a minority of courts included emotional distress in the definition of assault.   When a mental injury is caused by bodily harm – as in the case of a traumatic brain injury caused by a car accident – automobile insurance generally covers the injury. Accidents are a prerequisite for losses covered by an insurance policy, which requires that the damage be the result of an accident and not a non-accident. Unintentional means are intended to protect insurers from rights to non-accident events. In Richardson v. Greenburg, 176 N.Y.S.
651 (N.Y. App. Div. 1919), the court found that “in illness, the cause is neither external, violent, nor accidental. Therefore, there can never be any incidental prejudice, unless a statute expressly contains its definition. A typical clause in an insurance policy providing for accidental mortality coverage could be: “Evidence that the insured`s death occurred directly and independently of all other causes of bodily harm caused exclusively by external, violent and fortuitous means… For example, a construction worker with an accidental death and dismemberment policy who is injured (1) should not know that the risk of an activity would result in a loss and (2) would not know that the events leading to that activity could result in a loss. If this worker was using a machine that he knew had faulty wiring and was electrocuted, he would have no advantage because he should have known that he could be injured because of the wiring problem. Accidental injuries are accidental or are caused by external, violent and expected causes. For example, an involuntary assault resulting from external violence and against the normal course of events may be considered an accidental injury.
In general, the word “accident” and the word “injury” are not synonymous. Accidents occur without injury, and injuries occur without accidents. The crucial question in this investigation is whether an illness is ever an injury, not whether an illness is an accident or if it is caused accidentally. If we can say that this is an accident or an event during the sudden invasion of the human body by bacteria, there is a precedent for most infectious diseases, and therefore an accidental injury. The accident must be something that can be attributed to a specific date and that is commonly and in the common sense of an accident. In most countries, payments will be made through a transaction agreement or judgment following legal proceedings. Accounts can be made either as a lump sum or as structured compensation, during which payments are made over a specified period of time. Historically, prior to the industrial revolution of the 19th century, there was virtually no action for personal injury for unlawful acts.  In pre-industrial agricultural societies, where most people travelled in their lifetimes not far from home, accidental injuries to a stranger were quite rare.  When a serious accident has occurred, the offender is